Recently, a robberer who entered Saif Ali Khan’s house attacked the actor with a knife, after which he had to remain hospitalized for 5 days. Saif has now returned home, but this incident is still in the news for different reasons. At this time, while the police are being accused of making the wrong person the accused, on the other hand, there is also a ruckus over Saif’s insurance claim.
Saif Ali Khan reached Lilavati Hospital by auto on the night of the attack and the medical insurance claim was approved quickly by Niva Bupa, which has now created a controversy. In Saif’s claim case, an organization of medical professionals, insurance regulator IRDAI, has raised questions on the privileges given to celebrities.
In fact, a document of mediclaim approval on Saif Ali Khan’s claim is going viral on social media. In this, a cashless request of about Rs 36 lakh was made for the actor’s treatment for five days. In the initial approval, the insurance company had approved Rs 25 lakh and Niva Bupa confirmed the pre-authorization request, which also said that further claims will be processed as per the guidelines.
Now on this issue, the Mumbai-based Association of Medical Consultants (which says it leads more than 14,000 medical practitioners and has branches in several cities) has written a letter to the chairman of IRDAI on cashless clearance for Saif’s treatment.
The organization has said, ‘We are compelled to write this letter to express our concern and dissatisfaction that Saif Ali Khan has been approved Rs 25 lakh for cashless treatment under his insurance policy, which seems like a privilege compared to the benefits available to ordinary policyholders.’
The letter states, ‘This incident points to a problem where high-profile individuals and patients with corporate policies get better terms and higher cashless treatment limits, while ordinary citizens suffer with less coverage and low reimbursement rates.’
In its question, the organization further asked, ‘We believe that insurance should be a safety net for all without any scale of social status. Special treatment based on celebrity status creates a double standard system, which is a discriminatory attitude against ordinary policyholders. There is a need for a lot of transparency in this matter as to how insurance claims are made and what are the limits of cashless treatment.’
